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Saturday, November 3, 2007

Dealing With A Mental Disorder; Your Anxieties, And Your Fears

It is not easy to deal with your fears, anxieties, or any type of mental disorder. If you have such a problem, the first step is that you should talk to a professional who can get you started in the right path of getting better. Getting help from a counselor or other professional is very important and can provide you much help and insights in dealing with your current problem. Getting help from a professional should be the first thing you do in getting better. In the meantime, here are some techniques a person can use to help manage their fears, anxieties, and other issues.

Learn to take it one day at a time. Instead of worrying about how you will get through the rest of the week or coming month, try to focus on today. Each day can provide us with different opportunities to learn new things and that includes learning how to deal with your problems. Focus on the present and stop trying to predict what may happen next week. Next week will take care of itself.

A good way to manage your problem is to challenge your negative thinking with positive statements and realistic thinking. When encountering thoughts that make your fearful or anxious, challenge those thoughts by asking yourself questions that will maintain objectivity and common sense. When facing a current or upcoming task that overwhelms you with a lot of anxiety, the first thing you can do is to divide the task into a series of smaller steps. Completing these smaller tasks one at a time will make the stress more manageable and increases your chances of success.

Sometimes, we may be nervous doing a certain task that may be scary. When this happens, visualize yourself doing the task in your mind. For instance, you and your team have to play in the championship hockey game in front of a large group of people in the next few days. Before the big day comes, imagine yourself playing the game in your mind. Imagine that your playing in front of a large audience. By playing the game in your mind, you will be better prepared to perform for real when the time comes. Self Visualization is a great way to reduce the fear and stress of a coming situation.

Sometimes we encounter a scary situation that gets us all upset. When encountering these events, always remember to get all of the facts of the given situation. Gathering the facts can prevent us from relying on exaggerated and fearful assumptions. By focusing on the facts, a person can rely on what is reality and what is not.

As a Layman and not as a professional, I realize it is not easy to deal with all of our fears and other problems, however there are all kinds of help available. Remember to take advantage of the help that is around you. The key is to be patient and not to give up. In time, you will be able to find those resources that will help you with your problems.

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Referential Offers

It is not inconceivable, when marketing a property in an environment of multiple offers, that a Seller might come across what it is generally referred to as a referential purchase price offer. A multiple offer situation arises when a subject property is simultaneously appealing to multiple Buyers, which then proceed to submit their respective bids. As Buyers are unaware of the price and terms of competing offers, a referential purchase price clause may seem like the optimal solution but,in fact, it is not.

The thrust of the referential purchase price offer is to piggyback on the next highest bona fide offer that is acceptable to the Seller. The offer contains a clause that reads, in general lines, as follows: The purchase price is $1,000 above the price offered in the nearest competing bona fide offer acceptable to the Seller to a maximum of $350,000. The Seller agrees to provide a copy of such nearest competing offer on acceptance of this offer. The referential purchase price offer, therefore, is a clever way by which the Buyer endeavors to establish a purchase price by reference to prices contained in competing offers. As it can be reasonably anticipated, there are many variations in the wording of referential purchase price clauses.

The problem with this kind of offers is that there is a very good chance that neither the Seller nor the Buyer may pursue a legal remedy should either of them default at completion, due to the wording of the referential purchase price clause. The leading case is a 1985 decision of the House of Lords in England, which held that referential offers are invalid. This case has since been adopted at Common Law, at least insofar as it applies to referential bidding. The general principle of law holds than an offer by one bidder which is dependent for its definition on the offers of others is invalid and unacceptable. The rationale is that this type of offers is inconsistent with and potentially destructive of the very tendering process in which it is submitted.

Whether the focus is on the referential purchase price offer or on the bidding tendering process, there are enough similarities for a Seller to be concerned when dealing with referential offers. An approach that could be employed to circumvent problems involved when confronted with referential purchase price offers would be for the Seller to counter with an Addendum, which deletes the referential purchase price clause and inserts a fixed price for an identical amount in its stead. The benefit for the Seller is, of course, that he will not find himself in a position to have to disclose to the Buyer the nearest highest offer, but whether this will be acceptable to the Buyer is an entirely different matter.

What this all means in a multiple offer scenario is that in the eventuality that a referential purchase price offer comes around the Seller will have to assess its legitimacy, the enforceability of the offer and the bona fide of the contract. Unquestionably, therefore, the Seller that accepts such an offer will take an extra risk, the measure of which may very well lie in the offers that the Seller has decided to disregard in favor of the referential purchase price offer. A risk this that ultimately may not be warranted.

Luigi Frascati

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